There are three specific types of funeral plans available.
If you are over the age of 18, you are legally allowed to take out a funeral plan. However, be wary that some providers have their own regulations, and you cannot use their funeral plans till you are at least 50.
Paying for your funeral plan with monthly instalments, sometimes there is an age limit. The age limit is usually around 80; after this age, you're expected to pay upfront.
We encourage clients to invest in funeral plans for many reasons, but you must think carefully and not rush into purchasing one, as they aren't for everyone.
A plan allows you to specify your wishes and pay for the funeral director’s services included in your plan. As customers often tell us, that can bring peace of mind to you and your family.
A plan from Golden Charter also includes an allowance towards third party costs. These are essential, non- funeral director services such as the cremation or burial fees, plus the minister or officiant’s fee to perform the service.
The value of the allowance included in your plan may grow over time. There will only be more to pay at the time of the funeral if the third party costs exceed the allowance when you buy your plan, or if the costs increase by more than the growth of your plan.
Golden Charter can provide you with all of the information you need to make an informed decision for you and your family, so get in touch today for pre-paid funeral plans.
Call Golden Charter on 0800 090 2495 and quote MLS Independent Funeral Directors.
At MLS Independent Funeral Directors, we’re proud to partner with Golden Charter, one of the UK’s largest funeral plan providers. With a Golden Charter funeral plan you can choose us as your preferred funeral director. When the time comes, we’ll take care of your wishes locally with the utmost care and respect.
It means your Golden Charter funeral plan offers the best of both worlds – the reassurance of a leading plan provider and our personal care and service when it matters most.
Rest assured, a plan from Golden Charter is available to all UK residents regardless of age or state of health. Would you like to know more information about how a Golden Charter funeral plan could work for you?
As well as the comfort of having a plan in place, you’ll have the peace of mind that comes with being able to help save your family from worry and expense in the future. So why not take the next step?
MLS Independent Funeral Directors is an introducer appointed representative of Golden Charter Limited trading as Golden Charter Funeral Plans which is authorised and regulated by the Financial Conduct Authority (FRN:965279).
Golden Charter can provide you with all of the information you need to make an informed decision for you and your family, so get in touch today for pre-paid funeral plans.
Call Golden Charter on 0800 090 2495 and quote MLS Independent Funeral Directors.
Available to support you and your family 365 days a year, 24/7. Contact us today or for immediate assistance, please call 01695 424 888
Contact UsOne of the most notable advantages of funeral plans is that they are cost-efficient.
If the cost of funerals rises in the future because of inflation, your funeral plans will remain protected.
Suppose you purchase your funeral many years early, for around £3,000; in the years passing, the cost is bound to rise. If it rises a few thousand, your loved ones won't be expected to pay the difference once you have passed.
By paying for a funeral plan in a lump sum or monthly instalments years in advance, you can effectively relieve your loved ones of any financial burdens.
Pre-paid plans also allow you to plan a service that is tailored to your preferences. This will also make the process less stressful for your loved ones when you do pass. They'll have an outline of all the songs, hymns, prayers or readings you would like.
Alongside this, loved ones won't have to second-guess what you would've wanted to happen to your body (i.e., burial, cremation, etc.).
If you're a very religious person, or perhaps you have very environmentalist values, you may be very particular about what happens to your body when you pass. This can make pre-planning crucial for certain people.
The coverage you receive for your funeral service depends primarily on the provider and plan you select.
There are two clear costs regarding pre-paid funeral plans, and these are cremation or burial fees and funeral director fees.
Most pre-paid plans are guaranteed to cover the following:
Find out more about pre-paid funeral plans from our frequently asked questions. If you require any further information, feel free to get in contact on 01695 424 888.
If you would like to find out more information about the help and advice that we can offer you during the difficult times that lead up to a funeral, please call our friendly staff today on 01695 424 888 or 01704 891 555 or you can use our contact form to forward your details.
